Last updated: [Date]

1. Not a Bank or NBFC

Finaxy Advisory (“we,” “us,” “Company”) operates as an independent loan advisory and referral service. We are not a bank, NBFC (Non-Banking Financial Company), or any other regulated lending institution. We do not sanction, disburse, or directly service any loan.

2. Role as Advisor

We assist customers in identifying suitable loan products from our partner banks and NBFCs, and in preparing and submitting loan applications. Our role is limited to advisory, comparison and application-assistance services, carried out under mutually agreed terms with each lending partner.

3. Loan Approval and Terms

Final loan approval, sanctioned amount, interest rate, processing fee, tenure and all other terms and conditions are determined solely at the discretion of the respective lending partner, based on their internal credit policy, eligibility criteria and verification process. Submitting an enquiry through this website does not guarantee approval by any lender.

4. Interest Rates and Charges

Any interest rate, EMI figure, or fee shown on this website (including the EMI calculator) is indicative only, based on inputs provided and general market data. It does not constitute an offer and may differ from the final terms provided by the lender. Customers must independently verify all rates, fees and charges directly with the lending partner before accepting any loan offer.

5. Fees Charged by Us

[Describe your actual fee model — e.g., “We do not charge the customer any fee for advisory or application assistance” OR list applicable charges, when they apply, and how they are disclosed before the customer proceeds.]

6. Lending Partners, Logos and Trademarks

Names, logos, and trademarks of any bank, NBFC or financial institution referenced on this website belong to their respective owners and are used strictly for informational/referential purposes, and only where we hold a current, valid agreement permitting such use. Their appearance on this website does not, by itself, imply an exclusive partnership or endorsement of Finaxy Advisory by that institution unless explicitly stated. If you believe any logo or trademark is displayed without proper authorization, please contact us at [grievance email] and we will review and remove it.

7. Marketing Claims

Phrases such as “instant,” “same-day,” “100% approval,” or similar are used, where they appear, only as general descriptions and are always subject to the specific lender’s process, documentation and verification requirements. They are not a guarantee of outcome or timeline.

8. Third-Party Links

This website may link to lending partners’ own websites or applications. We are not responsible for the content, accuracy, or privacy practices of third-party websites once you leave finaxyworld.com (or your domain).

9. No Financial/Legal Advice

Content on this website (including blog articles) is for general informational purposes and does not constitute financial, investment, tax or legal advice. Please consult a qualified professional for advice specific to your situation.

10. Regulatory Compliance

We aim to conduct our advisory and referral activities in line with applicable RBI guidelines for digital lending intermediaries and DSAs, and applicable Indian data protection law. This disclaimer does not limit any statutory right you have as a consumer.

11. Contact for Grievances

For any concern regarding this disclaimer, a lending partner interaction, or the conduct of our advisors, please contact our Grievance Officer: Kotadiya DD, 403, SKY Zone, Sarthana Jakatnaka, Varachha, Surat, Gujarat 395006, WhatsApp/Call: +91 81405 26761.