Get your personal loan eligibility in minutes !

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Get instant Personal loan Fullerton of up to ₹20 lakh. #ListenToYourHeart
📊 Interest rate starting from 11.5% p.a.
💸 Only salary slip required
🗓 Flexible tenure of up to 60 months
👉🏻 Facility of transferring existing loan & credit card balance is available.

Get Fullerton India personal loan up to Rs. 25 Lakhs at an interest rate starting from 11.99% p.a. and processing fee of up to 6%. The repayment tenure varies between 1 and 5 years. You can opt for prepayment too by paying charges up to 7%.

Why Apply for Fullerton Personal Loan?

  • Loan disbursal is quick.
  • You can apply online for an instant Personal Loan.
  • Existing Fullerton India customers get additional benefits.
  • Get 100% paperless and online approval for loan.
  • The documentation process is simple and hassle-free.
  • Fullerton has a wide network of 648 branches spread across India.
  • Use Fullerton’s Personal Loan EMI Calculator to calculate your loan EMI and Personal Loan Eligibility Calculator to check your loan eligibility.

Types of Fullerton Personal Loan

Fullerton India provides you with a bouquet of different products to choose from when it comes to Personal Loans. It depends on the purpose of loan application largely, categorising the Personal Loans as follows:

Documents:

For Salaried:

  • Personal loan for salaried individuals employed with a public or private organisation.
  • Get loan up to Rs. 25 Lakhs.
  • Repayment tenure varies between 1 to 5 years.
  • Hassle-free documentation process.
  • Instant online application and quick disbursal.
  • Special benefits for existing customers.

Eligibility for Salaried Employees:

  • Applicant must be a salaried individual employed in a public or private organisation.
  • Minimum monthly income required is Rs. 25,000 for residents of Mumbai or Delhi and Rs. 20,000 for residents of any other Indian city.
  • Minimum monthly income required for Personal Loan for Elite is Rs. 75,000
  • The minimum age when applying for the loan should be 21 years.
  • The maximum age at the time of loan maturity should be 65 years.
  • Applicant must be resident Indian.
  • The applicant must have a minimum CIBIL score of 750 or above, with good credit history.
  • Overall work experience should be at least 1 year, with at least 6 months in current organisation.
  • Maximum EMI to NMI ratio should be 65%

 Photo

 Identity Proof such as PAN card, Driving License

 Address Proof such as Electricity bill, Passport

 Latest salary statement as Proof of Income

 Bank statements

Get your personal loan eligibility in minutes !

For Businessman:

  • Personal loan for self-employed customers, including professionals with their own registered practice or operating as an independent contractor.
  • Get loan up to Rs. 10 Lakhs.
  • Repayment tenure varies between 1 to 5 years.
  • Competitive rates of interest.
  • Instant personal loan available online application.
  • Special benefits for existing customers.

Eligibility for Self-employed

  • To avail personal loan applicant must be a self-employed professional.
  • Minimum annual turnover requirement depends on the nature of industry or profession.
  • The minimum age when applying for the loan should be 21 years.
  • The maximum age at the time of loan maturity should be 65 years.
  • Applicant must be resident Indian.
  • The applicant must have a minimum CIBIL score of 750 or above, with good credit history.
  • Maximum EMI to NMI ratio should be 65%.

 Photo

 Identity Proof such as PAN card, Driving License

 Address Proof such as Electricity bill, Passport

 Bank statements

 GST or ITR

Get your business loan eligibility in minutes!

Fullerton India personal Loan has several benefits for both Salaried and Self-employed professionals. Availing a personal loan online is much easier and simpler as it used to be . Please read below the steps to know in detail.

Step 1: You need to visit the Wishfin website and fill in the application form with your personal and professional details and submit the form.

Step 2: Post submitting the form you will get to know the loan amount and it can be considered as a soft approval basis on your details.

Step 3: Once your application is approved, you need to upload the documents as per the list we have given below.

Step 4: Once your documents are uploaded you will receive a call from a Fullerton representative to verify your documents and details. And then they will send you the Loan agreement kit online to sign off.

Step 5: Once you give them the signed agreement, within 30 minutes you will receive the loan amount into your account.

Apply Now -Check Eligibility

FAQ’s

01.Am I eligible for Fullerton India personal loan?
All Indian citizens between the ages of 21 to 60 years, fulfilling the minimum eligibility criteria, are eligible for Fullerton India personal loans. For salaried people, the minimum monthly income should be Rs.15,000 and above. On the other hand, for self-employed individuals or working professionals, the minimum income should be Rs.20,000 per month.

02.What is the maximum loan one can get from Fullerton India?
Fullerton India offers personal loans for amounts as high as Rs.25 lakh in case of salaried individuals.

03.Fullerton India offers personal loan with a tenure period ranging from 12 months to 60 months, making it suitable for all loan seekers.

04.How do I repay Fullerton India personal loan?
Fullerton personal loans can be repaid in equated monthly instalments, calculated at a monthly reducing interest rate. Users can pay their Fullerton India Personal Loan EMI online directly to Fullerton India using the online funds transfer facility or via cheque deposit.

05.How much would I need to pay as EMI for my Fullerton India personal loan?
You can use the Personal Loan EMI calculator available at Financial Galaxy to understand the monthly payment you need to make against your Fullerton Personal Loan. All you need to do is to simply enter your loan amount and preferred tenure. The tool will automatically calculate your Fullerton India Personal Loan EMI and provide the result instantly.

06.Why should I apply for Fullerton India personal loan through Financial Galaxy?
Fullerton India accepts online loan submissions and has collaborated with Financial Galaxy for personal loan submissions online. Applying for a Fullerton India personal loan online can help you get discounted interest rates, instant e-approval and online loan racking facility, along with a dedicated customer helpline for any queries or grievances.

07.What are the documents required to apply for Fullerton India personal loan?
You don’t need to submit any documents online for applying for Fullerton India personal loan. You can approach your nearest branch with your e-approval and submit KYC documents (for address and ID proof), income documents and updated bank statement for further processing of the loan.

08.Does charge for loan Eligibility Tool?
Gromo does not charge its members for using the online loan calculator tool. The services provided by Finaxyworld are absolutely free.

09.Is My Data Safe while applying for a personal loan through Financial Galaxy?
Financial Galaxy uses a high degree of encryption while sending personal data of loan applicants to the respective banks. All data with Financial Galaxy is never shared with any third party except the loan department of the designated bank or non-banking financial company as per the case.

10.How can I foreclose my Fullerton India personal loan?
You can foreclose your personal loan by issuing a cheque against your Fullerton India personal loan account. But remember, the company allows foreclosure only after successful payment of 6 EMIs.

11.How to check Fullerton personal loan status?
You can check the status of your personal loan at Fullerton India through a variety of methods. You can visit the Fullerton India website, call the customer care executives, give a missed call at 9594763763, send a mail to namaste@fullertonIndia.com or by using the chatbot ‘DIA’. In addition to this, you can check the status of the loan application at mConnect, the official app for Fullerton India customers or by logging into the internet banking portal.

12.How to contact Fullerton personal loan customer care?
Fullerton personal loan customer care executives can be contacted by calling on 1800 103 6001 between 9 a.m. to 7 p.m. on all days except for Sundays and public holidays. You can also get in touch by sending a mail to namaste@fullertonindia.com

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